1140 Monterra Way
Fate, TX 75087
$499,000
THIS IS THE ONE! BEST VALUE IN THE NEIGHBORHOOD! NEW ROOF (2026) REFRIGERATOR INCLUDED. ASSUMABLE FHA LOAN AT 3.99% FOR QUALIFIED BUYERS! Subject to lender approval and buyer qualification. Welcome to 1140 Monterra Way where modern farmhouse charm meets everyday comfort in coveted Monterra and Rockwall ISD. Built by K.Hovnanian, this beautifully appointed Frankfurt floor plan offers 4 bedrooms, 2.5 bathrooms, 2,825 square feet, and a spacious 3-car garage.From the moment you step inside, you'll appreciate the inviting atmosphere, thoughtful design, and stylish finishes throughout. Just off the entry, a private home office with charming double barn doors creates the perfect space for working remotely or enjoying a quiet retreat. An additional activity room near the secondary bedrooms provides endless flexibility for a playroom, media room, home gym, or hobby space. The heart of the home is the expansive great room, where beautiful wood ceiling beams add warmth and character while seamlessly connecting the living, dining, and kitchen spaces. Designed with both entertaining and everyday living in mind, the gourmet kitchen features an oversized center island, abundant cabinetry, and designer finishes that perfectly balance style and functionality.Privately situated at the rear of the home, the spacious primary suite offers a peaceful escape at the end of the day. The spa-inspired ensuite bath features a beautiful freestanding soaking tub and separate shower, creating the perfect place to unwind and recharge.Take the entertaining outdoors to the oversized covered patio, ideal for morning ...
+ Read More| Listing Id: | 21420742 |
|---|---|
| List Price: | $499,000 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Active |
| Bedrooms Total: | 4 |
| Bathrooms Full: | 2 |
| Bathrooms Half: | 1 |
| Living Area: | 2,825 |
| Association Fee: | $600 |
| Unexempt Taxes: | $8,568 |
| Lot Size Square Feet: | 7,579.4400 |
| Lot Size Acres: | 0.174 |
| Architectural Style: | Traditional |
| Waterfront?: | No |
| City: | Fate |
| County Or Parish: | Rockwall |
| Subdivision Name: | Monterra Ph 1a |
| Postal Code: | 75087 |
| Year Built: | 2024 |
| Accessibility Features Yn: | No |
| Appliances: | Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Tankless Water Heater |
| Association Fee Frequency: | Semi-Annual |
| Association Fee Includes: | Full Use of Facilities, Management Fees |
| Association Type: | Mandatory |
| Attached Garage?: | Yes |
| Basement Yn: | No |
| Bathrooms Total Decimal: | 2.10 |
| Bathrooms Total Integer: | 3 |
| Community Features: | Community Pool, Community Sprinkler, Pickle Ball Court, Playground, Pool |
| Construction Materials: | Brick |
| Cooling: | Ceiling Fan(s), Central Air, Electric |
| Covered Spaces: | 3 |
| Directions: | Please use GPS SIY. |
| Elementary School: | Celia Hays |
| Elementary School Name: | Celia Hays |
| Exclusions: | Staging items in home. |
| Exterior Features: | Covered Patio/Porch, Rain Gutters |
| Fencing: | Wood |
| Flooring: | Carpet, Ceramic Tile |
| Foundation Details: | Slab |
| Garage Height: | 0 |
| Garage Dimensions: | 0x0 |
| Garage Spaces: | 3 |
| Garage?: | Yes |
| Heating: | Central, Natural Gas |
| High School Name: | Rockwall |
| Hoa Management Company: | Monterra Owner's Assoc |
| Hoa Management Company Phone: | 214-705-1615 |
| Horse Permitted Yn: | No |
| Interior Features: | Cable TV Available, Decorative Lighting, Flat Screen Wiring, High Speed Internet Available, Kitchen Island, Smart Home System, Vaulted Ceiling(s), Walk-In Closet(s) |
| Lake Pump Yn: | No |
| Laundry Features: | Utility Room, Full Size W/D Area |
| Levels: | One |
| Listing Terms: | Cash, Conventional, FHA, VA Assumable |
| Room Count: | 8 |
| Lot Features: | Interior Lot, Sprinkler System, Subdivision |
| Lot Size: | Less Than .5 Acre (not Zero) |
| Lot Size Area: | 0.1740 |
| Lot Size Units: | Acres |
| Middle School Name: | Herman E Utley |
| Multi Parcel ID: | No |
| Municipal Utility District?: | Yes |
| Number Of Dining Areas: | 1 |
| Number Of Living Areas: | 2 |
| Number Of Parking Spaces: | 3 |
| Parking Features: | Garage Door Opener, Garage Faces Front |
| Patio And Porch Features: | Covered |
| Pool?: | No |
| Possession: | Closing/Funding |
| Postal Code Plus 4: | 1258 |
| Property Attached?: | Yes |
| Roof: | Composition |
| School District: | Rockwall ISD |
| Security Features: | Carbon Monoxide Detector(s), Prewired |
| Senior Community Yn: | No |
| Smart Home Features Appor Pass Y: | 1 |
| Structural Style: | Single Detached |
| Transaction Type: | For Sale |
| Utilities: | City Sewer, Community Mailbox, Curbs, MUD Water, Sidewalk |
| Will Subdivide: | No |
| Window Features: | Window Coverings |
| Year Built Details: | Preowned |
Listing Courtesy of: Monument Realty
Listing Agent: Becky Chance
469-371-7064
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North Texas Real Estate Information Systems, Inc. data last updated on November 06, 2026 10:56 AM - CT
Property Last Updated: November 06, 2026 10:56 AM - CT
